Egg freezing cost in Georgia: 2026 pricing, major clinics, and insurance coverage
Most Atlanta clinics quote $10,000 to $15,000 all-in for one egg freezing cycle. Reproductive Biology Associates lists a bundled price of roughly $10,200 to $13,000 on its published cost page;[38] the Atlanta Center for Reproductive Medicine lists a $10,795 cycle case rate before medications, so budget another $4,000 to $6,000 for stimulation drugs there.[37] First-year storage is usually included; expect $500 to $1,000 per year afterward. Georgia HB 94 (effective January 2026) covers medically necessary preservation for iatrogenic infertility, not elective freezing.
Cost ranges in major metros
| Metro | Per-cycle range | Notes |
|---|---|---|
| Atlanta metro | $10,500 to $15,000 | Largest GA metro; multiple major clinics |
| Atlanta suburbs | $10,000 to $14,500 | Marietta, Alpharetta, Sandy Springs |
| Savannah / Augusta | $9,500 to $13,500 | Lower-tier pricing; fewer clinic options |
Major clinics and typical cycle pricing
| Clinic | Typical cycle pricing | Notes |
|---|---|---|
| Reproductive Biology Associates (Atlanta) | $10,200 to $13,000 | Published bundled cost page; meds included; Prelude Network |
| Atlanta Center for Reproductive Medicine | $10,795 cycle (excl. meds) | Buckhead, Perimeter, Marietta; CCRM network; published case rate |
| Emory Reproductive Center | Not publicly listed | Academic medical center; contact for a quote |
| Kindbody Atlanta | Not publicly listed | Pricing varies by location; contact navigator |
Figures are typical all-in cycle ranges for the metro. Where a clinic publishes its own pricing, the table uses and cites that clinic's figures; otherwise the range is a metro-tier estimate from FertilityIQ and Cofertility regional data, not a clinic-confirmed price. Most fertility clinics quote per consultation. Last reviewed June 2026. Confirm directly with the clinic before relying on figures.
State insurance mandate
Georgia HB 94, effective January 2026, requires state-regulated private insurance to cover medically necessary egg, sperm, and embryo freezing for iatrogenic infertility. The mandate covers preservation before chemotherapy, radiation, gender-affirming care, and certain genetic indications.[14]
HB 94 does not cover elective social egg freezing. Self-funded ERISA plans are not subject to the state mandate. Georgia patients on self-funded employer plans should verify coverage directly with HR.
State-specific notes
Georgia pricing sits below the national average. Atlanta is the dominant metro, with a mix of long-established programmes (RBA, ACRM, Emory) and newer clinic-chain locations (Kindbody, Shady Grove). HB 94 represents the most significant change to Georgia fertility coverage in over a decade and brings Georgia closer to peer states on iatrogenic preservation coverage.
For employer benefit platform patients, Atlanta has wide network coverage. Outside Atlanta, treatment options are more limited; some patients travel to Atlanta or to Tennessee for treatment.
State pricing data is aggregated and informational. Specific clinic quotes depend on protocol, dose, monitoring frequency, and any pre-treatment evaluations. Confirm with the clinic and your insurer before treatment.
Related
- [14] HB 94: Insurance coverage for iatrogenic infertility to Georgia General Assembly, 2025 (effective Jan 2026). https://www.legis.ga.gov/legislation/65404
- [37] Egg Freezing Costs (published cycle case rate) to Atlanta Center for Reproductive Medicine (ACRM, CCRM network), accessed June 2026. https://www.atlantainfertility.com/affording-treatment/egg-freezing-costs/
- [38] Fertility Care Costs: egg freezing pricing (Atlanta) to Reproductive Biology Associates (RBA, Prelude Network), accessed June 2026. https://www.rbafertility.com/financial-solutions/fertility-care-costs
- [1] The Costs of Egg Freezing to FertilityIQ, accessed April 2026. https://www.fertilityiq.com/fertilityiq/articles/the-costs-of-egg-freezing
- [3] Comparing Egg Freezing Costs Across the U.S. and Why Location Matters to Cofertility, accessed April 2026. https://www.cofertility.com/freeze-learn/comparing-egg-freezing-costs-across-the-u-s-and-why-location-matters
- [11] Insurance Coverage by State to RESOLVE: The National Infertility Association, accessed April 2026. https://resolve.org/learn/financial-resources-for-family-building/insurance-coverage/insurance-coverage-by-state/