Egg freezing cost in California: 2026 pricing, major clinics, and insurance coverage
Cost ranges in major metros
| Metro | Per-cycle range | Notes |
|---|---|---|
| Los Angeles | $16,000 to $24,000 | Highest concentration of clinics; broad pricing variance |
| San Francisco / Bay Area | $17,000 to $24,000 | Top of national range; strong concentration of tech-employer-benefit patients |
| San Diego | $14,000 to $20,000 | Slightly below LA on average |
| Sacramento | $13,000 to $19,000 | Mid-tier metro pricing |
Major clinics and typical cycle pricing
| Clinic | Typical cycle pricing | Notes |
|---|---|---|
| HRC Fertility (multi-location) | $13,500 to $18,500 | Multi-location LA-area network; metro-tier estimate, consult for quote |
| CCRM (Beverly Hills, Newport Beach) | Consult-quote | Pricing not publicly listed; consultation required |
| Spring Fertility (San Francisco) | $13,500 to $15,500 | Publishes CA pricing: ~$10,500 cycle pay-in-full plus $3,000 to $5,000 meds |
| Pacific Fertility Center LA | $12,000 to $17,500 | Los Angeles area; metro-tier estimate, consult for quote |
| Reproductive Science Center (Bay Area) | $13,000 to $17,000 | Multiple Bay Area locations |
| Kindbody (LA, SF) | $10,500 to $14,000 | Lower-than-tier-average; verify inclusion of vitrification and storage |
Figures are typical all-in cycle ranges for the metro. Where a clinic publishes its own pricing, the table uses and cites that clinic's figures; otherwise the range is a metro-tier estimate from FertilityIQ and Cofertility regional data, not a clinic-confirmed price. Most fertility clinics quote per consultation. Last reviewed April 2026. Confirm directly with the clinic before relying on figures.
State insurance mandate
SB 729 (effective January 2026) mandates fertility coverage including up to three retrievals on fully insured large-group plans. The mandate explicitly includes IVF and applies to LGBTQ+ family building. Medically necessary fertility preservation is included; elective social egg freezing is not directly covered by the mandate but employers may add it on top of mandated baseline coverage.[13]
Self-funded ERISA plans are not directly subject to SB 729. The mandate applies to fully insured group plans (where the insurer takes on the risk) regulated by the California Department of Insurance and the California Department of Managed Health Care.
State-specific notes
California is one of the highest-volume egg freezing markets in the country. The Bay Area concentration of large tech employers (Google, Meta, Apple, Salesforce) means a high share of patients access treatment through employer fertility benefit platforms (Carrot, Progyny, Maven). LA-based patients sometimes travel to San Diego for cost reasons.
California also has some of the most experienced fertility clinics in the country in published outcomes (CCRM, HRC, Spring Fertility, Pacific Fertility Center). For patients using employer benefits, network restrictions on participating clinics may apply. Confirm with the platform before booking initial consultation.
State pricing data is aggregated and informational. Specific clinic quotes depend on protocol, dose, monitoring frequency, and any pre-treatment evaluations. Confirm with the clinic and your insurer before treatment.
Related
- [13] SB 729: Health care coverage: infertility and fertility services to California Legislative Information, 2024 (effective Jan 2026). https://leginfo.legislature.ca.gov/faces/billNavClient.xhtml?bill_id=202320240SB729
- [1] The Costs of Egg Freezing to FertilityIQ, accessed April 2026. https://www.fertilityiq.com/fertilityiq/articles/the-costs-of-egg-freezing
- [3] Comparing Egg Freezing Costs Across the U.S. and Why Location Matters to Cofertility, accessed April 2026. https://www.cofertility.com/freeze-learn/comparing-egg-freezing-costs-across-the-u-s-and-why-location-matters
- [40] Financial Considerations: region-specific egg freezing pricing to Spring Fertility (CA, OR, NY), accessed June 2026. https://springfertility.com/finance/
- [11] Insurance Coverage by State to RESOLVE: The National Infertility Association, accessed April 2026. https://resolve.org/learn/financial-resources-for-family-building/insurance-coverage/insurance-coverage-by-state/