Egg freezing cost in Washington: 2026 pricing, major clinics, and insurance coverage
Cost ranges in major metros
| Metro | Per-cycle range | Notes |
|---|---|---|
| Seattle metro | $13,000 to $18,000 | Strong tech-employer demand; multiple major clinics |
| Bellevue / Eastside | $13,000 to $18,000 | Microsoft / Amazon employee concentration |
| Spokane / Tacoma | $11,000 to $15,500 | Lower-tier pricing; fewer clinic options |
Major clinics and typical cycle pricing
| Clinic | Typical cycle pricing | Notes |
|---|---|---|
| Seattle Reproductive Medicine | $13,500 to $17,500 | Long-established Seattle programme |
| Pacific NW Fertility (Seattle) | $13,000 to $17,000 | Seattle / Bellevue |
| Overlake Reproductive Health | $12,500 to $16,500 | Eastside Bellevue location |
| Kindbody Seattle | $10,500 to $14,000 | Multiple Seattle locations |
| Spokane Fertility Clinic | $11,000 to $15,000 | Spokane area |
Figures are typical all-in cycle ranges for the metro. Where a clinic publishes its own pricing, the table uses and cites that clinic's figures; otherwise the range is a metro-tier estimate from FertilityIQ and Cofertility regional data, not a clinic-confirmed price. Most fertility clinics quote per consultation. Last reviewed April 2026. Confirm directly with the clinic before relying on figures.
State insurance mandate
Washington State does not have a comprehensive fertility coverage mandate. Coverage is employer-driven and varies widely. Many Seattle-area technology employers (Microsoft, Amazon, Google subsidiary, Tableau) offer substantial fertility benefits through third-party platforms (Carrot, Progyny, Maven), often with $30,000 to $75,000 lifetime maximums.[11]
Washington Apple Health (Medicaid) does not cover fertility treatment for elective preservation. Some state employee health plans (PEBB) include limited fertility preservation for medical necessity.
State-specific notes
Washington pricing sits in the mid-tier. The Seattle market is highly competitive among major clinics, with pricing that does not exceed the Bay Area or NYC despite high cost of living. The strong concentration of large tech employers offering fertility benefits means a high share of Seattle patients access treatment through employer benefit platforms rather than direct out-of-pocket.
For non-Seattle Washington patients, treatment options are more limited; some patients travel to Portland, OR, for cost or programme reasons. Confirm clinic outcomes data (SART) and verify the protocol planned before deposit.
State pricing data is aggregated and informational. Specific clinic quotes depend on protocol, dose, monitoring frequency, and any pre-treatment evaluations. Confirm with the clinic and your insurer before treatment.
Related
- [1] The Costs of Egg Freezing to FertilityIQ, accessed April 2026. https://www.fertilityiq.com/fertilityiq/articles/the-costs-of-egg-freezing
- [3] Comparing Egg Freezing Costs Across the U.S. and Why Location Matters to Cofertility, accessed April 2026. https://www.cofertility.com/freeze-learn/comparing-egg-freezing-costs-across-the-u-s-and-why-location-matters
- [11] Insurance Coverage by State to RESOLVE: The National Infertility Association, accessed April 2026. https://resolve.org/learn/financial-resources-for-family-building/insurance-coverage/insurance-coverage-by-state/
- [12] Coverage and Use of Fertility Services in the U.S. to KFF (Kaiser Family Foundation), 2024. https://www.kff.org/womens-health-policy/issue-brief/coverage-and-use-of-fertility-services-in-the-u-s/